Partner with Charles Bacigalupi at Nexa Mortgage as your strategic ally in securing real estate financing. With over 7 years of experience, we deliver highly competitive pricing, ultra-fast closings in as little as 10 business days, and customized mortgage solutions for W2 employees, self-employed professionals, and investors.
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Nexa Mortgage is an independent mortgage broker, licensed, insured, and NMLS certified, serving clients nationwide. Whether you are buying your first home, refinancing, or investing in property, your financing goals are our top priority 24/7.
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Fill out the form for your personalized rate quote and see how much you can save. With competitive pricing, fast closings, and expertise in all mortgage types, your path to ownership starts here. Get pre-approved today and gain the edge in today’s market.
Nexa Mortgage, headquartered in Chandler, Arizona, has earned a reputation as one of the nation’s most trusted independent mortgage brokers. Our experienced loan officers are dedicated to delivering tailored financing solutions with honesty, clarity, and efficiency. We uphold values of transparency, approachability, and trustworthiness, with your satisfaction as our top priority. We stand as your reliable partner for all real estate financing needs, ensuring you experience the difference of working with a mortgage company that values your goals, time, and financial success.
Because your time and money matter, we are here to make the mortgage process fast, simple, and fair. At Nexa Mortgage, we combine advanced technology with expert loan officer guidance so you get the best terms, the right program, and a smooth closing. Choose us and you are choosing speed, savings, and service.
Experience the NEXA Difference
Your Trusted Partner in Smarter Home Financing
✓ Full Mortgage Services
Home purchase, refinance, cash out, or investment, all in one place.
✓ Tailored Plans
Custom loan terms that match your financial goals.
✓ Proven Experience
Trusted mortgage experts with 7+ years in the industry.
Your Mortgage Made Simple in 3 Easy Steps
Connect With Us
Begin by providing us with some basic information through our user-friendly form.
Compare Your Best Offers
We search multiple lenders to find the lowest rates and the right loan options for you.
Approve, Sign, and Close Fast
Choose your offer, complete your documents, and close in as little as 10 business days.
At Nexa Mortgage, we do not believe in one-size-fits-all loans. As an independent mortgage broker, we tailor every financing option to match your goals, whether you are buying your first home, refinancing for savings, or unlocking your home equity. Our fast, flexible, and transparent approach makes every step simple, secure, and stress-free.
Complete Mortgage Solutions for Every Goal
Client Testimonials
Charles and his team have always closed our transactions on time or sooner with the utmost professionalism, and his borrowers are super happy with their rates and closing costs. Thank you, Charles, for another spectacular job!
Michael O
Charles was amazing! He had my preapproval within an hour, and I called him late at night! Recommended through my brother Martin. He also got his home loan approved! After another lender said I needed to wait 4 months, I called Charles, and he got it done. If anyone can help you get your dream home and get it done, it's me! I recommend Charles and his assistant, Jillian. She was amazing at helping me get through the process. They both responded and answered all my questions even after hours. Thank you, Charles and Jillian. I am so happy with my new home purchase. It did take a little longer to close, but only because he was protecting me and, of course, the finance company. Once we resolved the issues with the house, we closed the next day.
April
I highly recommend Charles Bacigalupi as a real estate financing resource! Charles is a true professional. He is extremely knowledgeable of all the products available to fit your financing needs. After our initial interview I knew I was in good hands. He is communicative and explains the process thoroughly. I consider myself fortunate to know Charles as a financial professional and will contact him for all my future real estate purchases!
Jeremy J
In a tough transaction, Charles and his team were always available to answer questions and find a solution. I appreciated his willingness to serve and calm demeanor. Charles provided a fantastic rate and closed the transaction on time even when a last-minute curveball could have delayed our closing table timetable! Thank you for going above and beyond!!
Julia G
Why Choose Us
Low Interest Rates
Fast Closings
Flexible Approvals
Independent Broker
Our Services
About Us
How it Works
4.9 Rating
4.9 Rating
Figure: 7 TAC §80.200(b) "CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV."
5559 S Sossaman Rd, Bldg 1 Ste 101, Mesa, AZ, 85212
Nexa Mortgage - NMLS: 1660690 - AZMB: 0944059
Texas Complaint and Recovery Fund Notice.
Charles Bacigalupi - NMLS: 1909129 - AZMB: 1004141
Nexa Mortgage - NMLS: 1660690 - AZMB: 0944059
5559 S Sossaman Rd, Bldg 1 Ste 101, Mesa, AZ, 85212
Charles Bacigalupi - NMLS: 1909129 - AZMB: 1004141